Best Cash Back Credit Cards (2018)

Compare cash back credit cards from partners.

All Airline Miles Travel Hotel Cash Back
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Credit Rating Excellent 720 + Good 690 - 719 Fair 630 - 689 Poor 300 - 629
Years you’ll keep the card
Fees

Compare cash back credit cards from partners.

Credit Card
Bonus Balance Transfer Intro APRRegular APR Balance Transfer Intro Period Balance Transfer FeeEstimated Balance Transfer Cost
This is an estimate of the total average interest that you'll pay based on how long you'll have this card, the balance transfer intro APR period and the balance transfer fee. You can easily adjust your settings by using the menu on the left.above.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Rates & FeesFeaturesEstimated Interest Over Two YearsWhy We Like ItWe Least LikeRelated Links
Credit Card
Bonus Intro APR Regular APR Intro APR Period Estimated Purchase APR
This is an estimate of the total average interest that you'll pay based on how long you'll have this card and the intro APR period. You can easily adjust your settings (like how long you'll have the card) by using the menu on the left.above.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Rates & FeesFeaturesEstimated Interest Over Two YearsWhy We Like ItWe Least LikeRelated Links
Credit Card
Bonus Bonus Value
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Rewards Rate
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Total Rewards
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Total Rewards Air Miles
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Rates & FeesFeaturesEstimated Interest Over Two YearsWhy We Like ItWe Least LikeRelated Links
$200
Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.50%
Earn unlimited 1.5% cash rewards on purchases
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$848 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$200$0$200
Rewards From Spending$324$324$648
Annual Fee ($0) $0 $0$0
Annual Rewards$524$324 $848
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Wells Fargo's secure website

Intro APR

0% Intro APR for 12 months on purchases and balance transfers (fees apply), balance transfers made within 120 days qualify for the intro rate and fee

Regular APR

15.99%-26.99% (Variable)

Annual Fee

$0

Credit Required

Excellent/Good
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$200$0$200
Rewards From Spending$324$324$648
Annual Fee ($0) $0 $0$0
Annual Rewards$524$324 $848
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$200
NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.00%
Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$764 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$200$0$200
Rewards From Spending$282$282$564
Annual Fee ($0) $0 $0$0
Annual Rewards$482$282 $764
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Bank of America's secure website

Intro APR

0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days

Regular APR

15.24% - 25.24% Variable APR

Annual Fee

$0

Credit Required

Excellent/Good
  • No annual fee
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$200$0$200
Rewards From Spending$282$282$564
Annual Fee ($0) $0 $0$0
Annual Rewards$482$282 $764
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Why we like it
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
$150
Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.50%
Earn unlimited 1.5% cash rewards on all purchases.
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$798 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$150$0$150
Rewards From Spending$324$324$648
Annual Fee ($0) $0 $0$0
Annual Rewards$474$324 $798
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At HSBC's secure website

Intro APR

0% Introductory APR on balance transfers for the first 15 months from account opening

Regular APR

Variable APR of 14.99%, 18.99% or 24.99% will be applied

Annual Fee

$0

Credit Required

Good/Excellent
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$150$0$150
Rewards From Spending$324$324$648
Annual Fee ($0) $0 $0$0
Annual Rewards$474$324 $798
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$150
Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.36%
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$738 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$150$0$150
Rewards From Spending$294$294$588
Annual Fee ($0) $0 $0$0
Annual Rewards$444$294 $738
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Capital One's secure website

Intro APR

0% intro on purchases and balance transfers for 15 months

Regular APR

14.74% - 24.74% (Variable)

Annual Fee

$0

Credit Required

Excellent, Good
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$150$0$150
Rewards From Spending$294$294$588
Annual Fee ($0) $0 $0$0
Annual Rewards$444$294 $738
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
3.89%
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$1,680 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Rewards From Spending$840$840$1,680
Annual Fee ($0) $0 $0$0
Annual Rewards$840$840 $1,680
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Discover's secure website

Intro APR

0% on purchases and balance transfers for 14 months

Regular APR

13.99% - 24.99% Variable

Annual Fee

$0

Credit Required

Excellent/Good
  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Rewards From Spending$840$840$1,680
Annual Fee ($0) $0 $0$0
Annual Rewards$840$840 $1,680
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$500
Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.47%
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$1,041 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$500$0$500
Rewards From Spending$318$318$636
Annual Fee ($0 intro for first year; $95 after that) $0 -$95-$95
Annual Rewards$818$223 $1,041
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Capital One's secure website

Intro APR

N/A

Regular APR

16.24% - 25.24% (Variable)

Annual Fee

$0 intro for first year; $95 after that

Credit Required

Excellent, Good
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$500$0$500
Rewards From Spending$318$318$636
Annual Fee ($0 intro for first year; $95 after that) $0 -$95-$95
Annual Rewards$818$223 $1,041
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$300
New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that's a $300 cash redemption value

100 points can be redeemed for a reward worth up to an estimated value of $1. Depending on type of redemption it may be worth less than the amount shown.
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.61%
Earn 3X points for eating out and ordering in. Earn 3X points for gas stations, rideshares and transit. Earn 3X points for travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$996 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$300$0$300
Rewards From Spending$348$348$696
Annual Fee ($0) $0 $0$0
Annual Rewards$648$348 $996
100 points can be redeemed for a reward worth up to an estimated value of $1. Depending on type of redemption it may be worth less than the amount shown.
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Wells Fargo's secure website

Intro APR

0% Intro APR for 12 months on purchases and balance transfers

Regular APR

14.49%-26.99% (Variable)

Annual Fee

$0

Credit Required

Excellent/Good
  • New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that's a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$300$0$300
Rewards From Spending$348$348$696
Annual Fee ($0) $0 $0$0
Annual Rewards$648$348 $996
100 points can be redeemed for a reward worth up to an estimated value of $1. Depending on type of redemption it may be worth less than the amount shown.
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
2.00%
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$864 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Rewards From Spending$432$432$864
Annual Fee ($0*) $0 $0$0
Annual Rewards$432$432 $864
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Citi's secure website

Intro APR

0% Intro APR on Balance Transfers for 18 months*

Regular APR

15.49% - 25.49%* (Variable)

Annual Fee

$0*

Credit Required

Excellent, Good
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Rewards From Spending$432$432$864
Annual Fee ($0*) $0 $0$0
Annual Rewards$432$432 $864
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Why we like it
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
  • Introductory APR offer.
$200
$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Terms Apply
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.86%
6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year. 3% cash back at U.S. gas stations. 1% cash back on other purchases.

Terms Apply
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$814 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$200$0$200
Rewards From Spending$402$402$804
Annual Fee ($95) -$95 -$95-$190
Annual Rewards$507$307 $814
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At American Express' secure website

Intro APR

0% intro APR on purchases and balance transfers for 12 months

Regular APR

14.99%-25.99% Variable

Annual Fee

$95

Credit Required

Excellent, Good
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations. 1% cash back on other purchases.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$200$0$200
Rewards From Spending$402$402$804
Annual Fee ($95) -$95 -$95-$190
Annual Rewards$507$307 $814
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$150
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
We've calculated the estimated dollar value of points/miles cards based on their redemption rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
1.50%
Unlimited 1.5% cash back on every purchase - it's automatic.
Rewards are calculated based on the average of points/miles/cash back earned per $1 spent. The bonus offer and the annual fee are not added to this rate.

Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
$798 
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$150$0$150
Rewards From Spending$324$324$648
Annual Fee ($0) $0 $0$0
Annual Rewards$474$324 $798
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
APPLY NOW At Chase's secure website

Intro APR

0% Intro APR for 15 months from account opening on purchases and balance transfers

Regular APR

16.99% - 25.74% Variable

Annual Fee

$0

Credit Required

Excellent/Good
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
REWARDS OVER 2 YEARS 1ST YEARPER YEARTOTAL
Bonus Value$150$0$150
Rewards From Spending$324$324$648
Annual Fee ($0) $0 $0$0
Annual Rewards$474$324 $798
The card's total rewards are calculated by adding the bonus value to the estimated rewards you earn on your spending minus the annual fee for the years you'll have this card. You can easily adjust your spending amounts and other settings by using the menu on the left.above.
Disclaimer: These results are calculated by GET.com and are not provided by any of the companies mentioned. They have not been reviewed, approved or otherwise endorsed by any of these entities.
Why we like it
  • Unlimited 1.5% cash back on every purchase - it's automatic.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
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Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, introductory APR, ongoing APR, flexibility (in how its benefits can be used and how rewards are earned and redeemed), and other card features.

Editorial Disclosure: Any personal views and opinions expressed by the author in this article are the author's own and do not necessarily reflect the viewpoint of GET.com. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities.