Bank of America® Business Advantage Travel Rewards World Mastercard® credit card could be a good business credit card for you if travel makes up a significant part of your business. This credit card rewards you for all your spending, especially when you spend on travel. It also provides some useful travel benefits such as no foreign transaction fee, complimentary travel accident insurance, trip cancellation coverage, trip delay reimbursement, etc. Plus, you get the opportunity to earn points quicker on every purchase you make if you are enrolled in the Business Advantage Relationship Rewards program. For a card that has no annual fee, the savings potential it can offer your business is truly quite remarkable.

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Bank of America<sup>®</sup> Business Advantage Travel Rewards World Mastercard<sup>®</sup> credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

APPLY NOWAt Bank of America's secure website
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.
APPLY NOWAt Bank of America's secure website

0% Introductory APR on purchases for your first 9 billing cycles

13.24% - 23.24% Variable APR

No annual fee

Why we like it
  • No annual fee and no international transaction fees.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
Excellent

Here, GET.com provides answers to key questions about how Bank of America® Business Advantage Travel Rewards World Mastercard® credit card works and what it offers.

Apply for Bank of America® Business Advantage Travel Rewards World Mastercard® credit card at the official Bank of America website

Frequently Asked Questions About Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Is this a good rewards card?
Do I get any special benefits from this card?
What are some of the features that come with this card?
Does this card come with low intro APR for purchases?
Does this card have an annual fee?
Is there a penalty if I pay late?
Can I get this card even if I have bad credit?
Do I get access to my credit score?
Who is this card for?

Questions And Answers For Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Question: Is this a good rewards card?

Answer: Yes, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card lets you earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend. This card also lets you earn 3 points for every $1 spent on booking travel (hotel, airline, car) through the Bank of America Travel Center - powered by Expedia.

There is no limit to the number of points you can earn on your spending and your points do not expire so long as your account remains open and in good standing. Given how versatile this business credit card is when it comes to earning rewards points on your purchases, it is a good idea to use it regularly - your points will pile up in no time.

Your points can be redeemed for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees. You also have the flexibility to opt for cash back and gift cards. Additionally, there are no blackout dates and no travel restrictions when booking your trip with points.

Question: Do I get any special benefits from this card?

Answer: Absolutely. You can receive up to 75% rewards bonus on every purchase you make when you enroll in the Business Advantage Relationship Rewards program. This means you can earn up to an unlimited 2.62 points on all purchases – everywhere, every time.

What's more, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no foreign transaction fee. You can take this card with you each time you go on a business trip overseas and when you make international purchases for your business. This card lets you avoid international transaction fees while letting you earn points - a great perk to have if going on business trips abroad features regularly in your schedule.

In addition, you can take advantage of the 25,000 bonus points offer meant for new cardholders who apply for this card. You can earn 25,000 bonus points after making at least $1,000 in net purchases in the first 60 days of your account opening. The 25,000 points can be redeemed for a $250 statement credit towards travel purchases.

Question: What are some of the features that come with this card?

Answer: This card offers travel and emergency services that could be useful for your business, such as $1 million in travel accident insurance, trip cancellation coverage, trip delay reimbursement and lost luggage reimbursement.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card helps you manage your business with a suite of handy, online services including transfers, automatic payments, tracking it all in the MyReport Center, and downloading transactions into QuickBooks. With secure Online and Mobile Banking, you can manage your account online anytime, anywhere 24/7 regardless of whether you just want to take a look at your balance or keep tabs on account activity for your employees and yourself.

Save the environment while you are at it; the paperless statement option is a great way for you to boost your account security while cutting down on paper consumption. Another feature that could be useful to your business is overdraft protection, an optional service that helps you avoid declined purchases, returned checks and other overdrafts when you link your credit card to a Bank of America business checking account for overdraft protection.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is embedded with chip technology - now the security standard in the US. You can enjoy greater peace of mind and security when making payments at chip card terminals in the US and abroad. Chip credit cards are now accepted in more than 130 countries worldwide. In addition, Bank of America will actively block potential fraud should abnormal patterns be detected and cover you with zero liability protection for unauthorized transactions.

Question: Does this card come with low intro APR for purchases?

Answer: Yes. Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers 0% intro APR on purchases for your first 9 billing cycles. Thereafter, a 13.24% - 23.24% variable APR for purchases will apply, based on your personal or your business' creditworthiness when you open your account.

Question: Does this card have an annual fee?

Answer: No, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no annual fee. This means you can enjoy the perks and saving potential the card offers without having to pay a single cent.

Question: Is there a penalty if I pay late?

Answer: Yes, there is a late payment fee of $19 if balance less than or equal to $100; $29 if $100.01 - $1,000; $39 if $1,000.01 - $5,000; $49 if greater than $5,000 if you do not make your payment on time by the due date.

Question: Can I get this card even if I have bad credit?

Answer: Unfortunately, no. Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is reserved for business owners who have excellent credit.

Question: Do I get access to my credit score?

Answer: No, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card does not offer access to your credit score.

Question: Who is this card for?

Answer: Bank of America® Business Advantage Travel Rewards World Mastercard® credit card could be the business credit card for you if you are a business owner with excellent credit and you are keen on getting a rewarding travel card that comes with a slew of travel and business perks. These include things like complimentary travel accident insurance, trip cancellation coverage, trip delay reimbursement, cash flow management tools for business, no foreign transaction fee, 0% intro APR on purchases for your first 9 billing cycles (13.24% - 23.24% variable APR thereafter), zero liability protection for unauthorized transactions, no penalty APR, etc. While other business rewards cards may let you earn more travel rewards, those typically come with an annual fee - this means you need to pay to use those cards every year. This is certainly not the case with Bank of America® Business Advantage Travel Rewards World Mastercard® credit card and you can really make your business savings count in the long run.

Despite having no annual fee, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is pretty generous in what it can offer business owners. Besides letting you earn an unlimited 1.5 points for every $1 you spend on all purchases (with no spend requirement), you can earn 3 points for every $1 spent on booking travel (hotel, airline, car) through the Bank of America Travel Center and up to an additional 75% rewards bonus on every purchase you make when you enroll in the Business Advantage Relationship Rewards program.

What's more, this card offers a 25,000 bonus points offer for new cardholders that make at least $1,000 in net purchases in the first 60 days of account opening. The 25,000 points are worth $250 in statement credit towards travel purchases!

More about Bank of America® Business Advantage Travel Rewards World Mastercard® credit card:
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