• Julie Willis McIntyre

    I will NOT ever apply for a Chase Slate Credit Card. From my husbands experience in which we are still battling. He has had this credit card for over 12 years. When we got in a spot we really had to use it(his mother passed away and she didn't have insurance and we didn't have the money on hand for her funeral), the balance was over 12k. He has called numerous times trying to get interest rate down and they would not. He's paying 24% interest. We finally got it down to around 8k. So we got an equity line in Sept. and sent a check to pay off the balance shown on the most recent statement and it cleared 6 days before the actual due date. This month we received a new bill saying we owe them 86.68 in interest. I don't know about you but I find this ridiculous! They are saying it is residual interest and we owe it to them. In my opinion we do not because I paid off the balance from the latest statement before the due date. I believe the world should know how they will treat you when you pay off a balance. They will bill you for interest on zero dollars and tell you, you have to pay it! I'm still in the communication process with them but so far not a thing has happened.

    October 27 2014 at 18:15

    • Elizabeth Salter Wood

      They charge you interest on the unpaid balance until your payoff is received, or any payment. Credit cards did not used to do this. I guess this is just another way to get more money out of us. They all do it. It stinks.They are advertising a balance transfer for 15 months with no fee. Nowhere, can I find how much you can transfer. I am waiting for the other shoe to drop.

      November 03 2014 at 22:14

    • Carlcula Blood

      Thanks for sharing.

      November 13 2014 at 13:54

    • Julie Willis McIntyre

      Elizabeth Salter Wood It really stinks. And I believe it is just another way for them to steal money from you. I say steal because in my opinion that's really what they are doing. No other credit card I have charges me interest when I pay off a balance they say is due on their statement by the due date. Good luck to you and I hope they treat you better than they did my husband.

      November 13 2014 at 17:46

    • Lisa Vega

      Elizabeth Salter Wood it says when i signed up that you can transfer up to your credit limit.

      January 05 2015 at 22:38

  • Carmine Picarello

    I signed up for this card specifically for the $0 balance transfer fee. I spoke with a live representative on the phone to set up the balance transfer. I told them that I wanted to transfer a balance from my business line of credit with my other bank to the card. I specifically informed them that this was a business line of credit and not just a credit card. I asked if this was ok and they said it would work. So I waited and waited and I never saw my balance transfer. I called Chase to ask what the status was and THEN they tell me that they denied the transfer because it was a business line of credit. So this is totally messed up. I was pretty much lied to. There is nothing in writing about this policy of theirs when you sign up, and even the representative on the phone didn't say anything. I tried speaking to a manager and explain how unfair this all was. And he just told me it was a "business decision" to decline the transfer and they outright refused to tell me why it had to be that way. So I guess I'll find a plan B and figure something out. But I will certainly never give them any of my business again and I strongly encourage that you do not either. I would only expect them to pull something like this again.

    November 08 2014 at 22:27

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