CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, a partner card, is one of Citi's best business credit cards for business owners who travel frequently with American Airlines. This card lets you get the most out of all your trips, overseas and domestic, with no foreign transaction fees on international purchases, and it lets you earn AAdvantage® bonus airline miles on purchases in select business categories. It also gives you lots of American Airlines flight perks as well as useful travel and purchase protection benefits.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least likeCredit RequiredRelated links
CitiBusiness<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Mastercard<sup>®</sup>

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

APPLY NOWAt Citi's secure website
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
  • Designed for businesses
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
  • New: 25% savings on American Airlines inflight Wi-Fi when you use your card*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases*
  • Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*
  • No Foreign Transaction Fees*
APPLY NOWAt Citi's secure website

N/A

17.74% - 25.74%* (Variable)

$99, waived for first 12 months*

Why we like it
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*.
Excellent, Good

Here, GET.com provides answers to key questions about how CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® works and what it offers.

Apply for CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® at the official Citi website

Frequently Asked Questions About CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
Is this a good rewards card?
Do I get any special benefits from this card?
Do I get employee cards if I go for this card?
Does this card have an annual fee?
Is there a penalty if I pay late?
Can I get this card even if I have bad credit?
Do I get access to my credit score?
Who is this card for?

Questions And Answers For CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Question: Is this a good rewards card?

Answer: Yes. CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a good rewards card that could benefit your business as it lets you earn American Airlines AAdvantage® miles on practically everything you purchase for your business. This card lets you earn double miles on eligible American Airlines purchases and on purchases in select business categories. In particular, you can earn 2 AAdvantage® miles for every $1 spent on American Airlines purchases and on purchases at telecommunications, cable and satellite providers, car rental merchants and at gas stations. You can earn 1 AAdvantage® mile for every $1 spent on all other purchases. Be sure to go through the terms and conditions regarding double miles on purchases in select business categories in your free time, too, to have a better idea on the exclusions, etc. Terms and limitations apply.

In addition, you will earn a $99 domestic economy fare American Airlines Companion Certificate for each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership. Minimum ticket fee and government taxes and fees will apply. When used, you - the primary cardmember - will pay a $99 companion ticket fee (in addition to $21.60 to $43.20 in government taxes and fees), depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic Main Cabin fare ticket is bought and redeemed through American Airlines Meeting Services. This will be valid for travel in select Main Cabin inventory on American Airlines marketed flights within the 48 contiguous United States.

Question: Do I get any special benefits from this card?

Answer: Of course. You can earn 70,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Besides letting you earn miles on every eligible dollar you spend on your card, CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® provides other benefits such as up to $1,000,000 in compensation with Worldwide Travel Accident Insurance coverage; up to $50,000 coverage against car rental theft and damage with Worldwide Car Rental Insurance; 24/7 travel and emergency assistance; extended warranty and purchase protection. Terms apply.

The American Airlines flight perks you can look forward to are pretty exciting. Case in point, the first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. This benefit also applies to domestic flights marketed by American Airlines but operated by American Eagle® carriers. To enjoy this perk, make sure that your CitiBusiness® / AAdvantage® account is open at least 7 days prior to air travel, and that your reservation includes your American Airlines AAdvantage® number at least 7 days prior to air travel. Note that this benefit does not apply to oversized or overweight bags.

Not only do you get to enjoy preferred boarding on American Airlines operated flights, this benefit is extended to up to 4 other customers traveling with you in the same reservation. To ensure that you and your traveling companions get to enjoy priority boarding, be sure to include your American Airlines AAdvantage® number at least 7 days prior to air travel in the flight reservation. Preferred boarding also applies to flights marketed by American Airlines and operated as American Eagle® flights by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Republic Airline Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., Air Wisconsin Airline Corp., SkyWest Airlines, Inc., or Trans States Airlines, LLC.

What's more, you will receive 25% savings on eligible in-flight food and beverage purchases when you use your card on American Airlines operated flights. Don't worry if the savings are not reflected immediately - you will receive your savings in the form of a statement credit 6-8 weeks after the transaction is posted to your business card account.

Reduced Mileage Awards is another awesome perk you can look forward to. You can travel to destinations on American Airlines operated flights for up to 7,500 fewer AAdvantage® miles! This lets you save your AAdvantage® miles for future trips.

Question: Do I get employee cards if I go for this card?

Answer: Yes, you can get employee cards at no extra cost and you can set a unique credit limit for each employee. You get to earn AAdvantage® miles for purchases made on your employees' cards as well.

To help you manage your business more effectively, you have access to a Personal Business Assistant 24/7. Your assistant will provide help with things like travel, dining, shopping and entertainment when you simply do not have the time. On top of that, you can manage your account at your convenience online. This lets you view your monthly billing statements and account summaries any time you want and helps in reducing, streamlining and expediting your accounting.

Question: Does this card have an annual fee?

Answer: Yes, CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has a $99 annual fee (waived for the first 12 months).

Question: Is there a penalty if I pay late?

Answer: Unfortunately, there is. You will have to pay a late payment fee of up to $37 if you do not make your payment by the due date. Additionally, a penalty APR of up to 29.99% may be applied to your account indefinitely if you make a late payment or make a payment that is returned. For the latter scenario, a returned payment fee of up to $37 will apply.

Question: Can I get this card even if I have bad credit?

Answer: No, CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is reserved for business owners who have excellent or good credit. Business owners with average, fair or bad credit will not be able to get their hands on this card.

Question: Do I get access to my credit score?

Answer: No, CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® does not provide you with free access to your credit score.

Question: Who is this card for?

Answer: CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a business credit card that offers you the opportunity to earn premium rewards. If you and your employees travel regularly for business, especially on American Airlines, CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® could just be the right business credit card for you - it is a great card to earn American Airlines AAdvantage® miles.

Not only do new cardholders of CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® get to earn 70,000 AAdvantage® bonus miles after spending at least $4,000 in purchases with this card within the first 4 months of account opening, you get to earn AAdvantage® miles on every eligible dollar you spend on business purchases and American Airlines purchases.

You also get to enjoy a whole host of American Airlines flight perks with this card, such as first free checked bag for you and up to 4 traveling companions on the same reservation when traveling on domestic American Airlines flights, priority boarding for you and up to 4 traveling companions on the same reservation when flying on American Airlines operated flights, reduced mileage awards, and 25% savings on eligible in-flight food and beverage purchases on American Airlines flights.

Although CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has a $99 annual fee (waived for the first 12 months), there is no cap to how many miles you can earn on your spend and this card has no foreign transaction fees which can help you save a lot of money on international purchases. It also comes with a robust range of benefits such as complimentary worldwide travel accident insurance, travel and emergency assistance, worldwide car rental insurance, purchase protection, extended warranty, business perks and more.

More about CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®:
Read Our CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review
Best Business Credit Cards With Bonus Offers 2018
Best Rewards Credit Cards For Small Businesses