HighlightsCredit Card Feature
Things We LikeEarn 30,000 bonus miles after you spend $1,000 in purchases on your new Card within your first 3 months
Our Least Favorite $0 introductory annual fee for the first year, then $95
Our Verdict Great card to earn 2 miles per dollar spent on purchases made directly with Delta

Rates & Fees Terms Apply

  • Our Rating:
  • 4.40/5
  • User Rating:
  • 2.00/5
Rate This Card

Gold Delta SkyMiles® Credit Card from American Express, a GET.com advertiser, is the entry-level version of the official Delta credit card, which also has two higher-end versions, the Platinum card and the Delta Reserve card. With these offerings, Delta gives you as a frequent Delta flyer a lot of room to pick the benefits that you will actually use, and the annual fee you are willing to pay to get them. Out of these versions, this card has the lowest annual fee, but still includes some pretty nice perks. If you think you'll spend less than $50k a year on your credit card, then Gold Delta SkyMiles® Credit Card from American Express is probably the best pick.

In this Delta credit card review, we'll tell you about the pros and cons of Gold Delta SkyMiles® Credit Card from American Express, and take a look at how it compares to other airline credit cards so you can maximize the value of this airline credit card.

Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.40/5
  • User Rating:
  • 2.00/5
Rate This Card
  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

16.74%-25.74% Variable

$0 introductory annual fee for the first year, then $95.

Why we like it
  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Excellent/Good

Things We Like About Gold Delta SkyMiles® Credit Card from American Express

Earn 30,000 bonus miles after making $1,000 in purchases on your new Card within your first 3 months. You can use those 30,000 bonus miles to pay for your flights, either partially or in full. If you currently have this card or have had it in the past, you won't be eligible for this welcome bonus, and if you currently have an American Express® Card account you may not be eligible to get this welcome bonus either. You can also earn a $50 statement credit after you make a Delta purchase using your new Card within your first 3 months. Terms and conditions apply.

The $0 intro annual fee for the first year, then $95. This card has a $0 intro annual fee for the first year, then $95. So you won't pay anything for the first year of use, which gives you a chance to maximize benefits.

You earn 2 miles for every $1 you spend on eligible Delta purchases. This includes any Delta branded purchase via delta.com such as Delta Vacation packages, as well as Delta flights you purchase with your credit card. You also earn 2 miles per dollar on in-flight purchases such as upgrades, miles, seat selection, Sky Club membership or passes, pre-purchased meals, food, beverages, and in-flight entertainment.

Earn 1 mile for every $1 you spend on other eligible purchases. For practically every purchase you make, you will earn miles which you will later be able to redeem for your travels. You can even earn miles on your monthly phone bills! If you want to earn flights fast, charge as many purchases to this card as possible.

Redeem starting at just 10,000 miles for $100 off Delta flights. Do note that such Pay with Miles tickets are not eligible for the Best Fare Guarantee.

Check your first bag free on every Delta flight. Each time you make a reservation and book a Delta flight with your card, the first bag you check in will be free. With this offer, up to 9 people in your reservation can each save up to $50 on a round-trip. So when you travel with your family or companions, you can save a large amount of money. You can save up to $200 per round trip for a family of four.

Enjoy Zone 1 priority boarding and 20% discount on Delta in-flight purchases. As long as you use this credit card to pay for your in-flight purchases, such as movies, food, drinks, video games and earphones, you will only end up paying 80% of the original price. The 20% discount will be added as statement credit to your account within 6-8 weeks of making your purchase.

You get discounted access to Delta Sky Club® lounges. You and up to 2 traveling companions can enjoy a more pleasant airport experience by dropping into a Delta Sky Club lounge where available, at a reduced fee of $29 per person (regular price is $59.00). If you have a long layover, the complimentary snacks and beverages, private restrooms, satellite TV, newspapers and magazines, Wi-Fi access, personalized flight assistance, and other amenities may well be worth the $29.

You don't pay a foreign transaction fee. This card has a $0 foreign transaction fee, so when you use this card to pay in foreign currencies outside the US, you won't have to pay an extra fee for the foreign currency transaction. Most credit cards charge 3%.

You get complimentary travel insurance, including travel accident insurance and secondary car rental loss and damage insurance. That means you can decline the supplementary travel accident insurance offered by the airline or travel website, and the secondary waiver offered by auto rental companies, and enjoy complimentary coverage instead.

Shopping benefits. When you use this card to pay for your shopping, you enjoy purchase protection against accidental damage or theft, for up to 90 days after the moment you make the purchase. You also benefit from an extended warranty (up to 1 year extra) for purchases with warranties of 5 years or less.

Our Least Favorite Things About Gold Delta SkyMiles® Credit Card from American Express

$95 annual fee after the first year. The annual fee will be $0 intro annual fee for the first year, then $95. If you travel at least once a year with a companion, this card can, in my opinion, more than pay for itself as you'll get your first bag checked in for free for up to 9 tickets that are paid with your Gold Delta card.

It doesn't give you bonus Medallion Qualification Miles (MQMs). In order to achieve Delta's Medallion status, you need to earn MQMs. While you earn these MQMs by actually flying with Delta, if you want to earn them while on the ground, you will need to use the Delta Reserve Credit Card.

Delta's Medallion program is reserved for elite members where you can get Medallion benefits ranging from seat upgrades, early boarding opportunities to mileage bonuses. The Delta Reserve Card offers bonus MQMs every year when you spend a certain amount on the card annually. Below is a screenshot showing how many MQMs you need for the various categories of Medallion status.

How Other Cards Compare With Gold Delta SkyMiles® Credit Card from American Express

APPLY NOWAt American Express' secure website
Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Intro APR:N/A
Regular APR:16.74%-25.74% Variable
Annual Fee:$0 introductory annual fee for the first year, then $95.
Credit Required:Excellent/Good
Terms Apply
Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
Intro APR:N/A
Regular APR:16.74% - 24.74%* (Variable)
Annual Fee:$95, waived for first 12 months*
Credit Required:Excellent, Good

Gold Delta SkyMiles® Credit Card from American Express is a good middle-of-the-way Delta credit card for those who want to earn award flights and enjoy basic Delta benefits. Daniel DreierDaniel Dreier

Gold Delta SkyMiles® Credit Card from American Express is a good choice of credit card for those who fly Delta frequently and who want to take advantage of the SkyMiles program which lets you save money by allowing you to use the miles you earn to pay (fully or partially) for your flights instead of having to pay the full amount. New cardmembers earn 30,000 bonus miles after spending $1,000 on purchases in the first 3 months.

When using this card, you will be able to earn 2 miles for every dollar spent on eligible Delta purchases, as well as 1 mile for each dollar spent on other eligible purchases. Each time you book a Delta flight with your card, your first bag can be checked in for free, up to a maximum of 9 people on the same reservation. Terms and restrictions apply.

If you find yourself often flying on Delta, and would like to earn miles on your everyday purchases to later redeem for flights, then the Gold Delta SkyMiles® Credit Card from American Express is a good choice of card for you.