This card offer is no longer available through! However, click here to check out our best rated Student Credit Cards.

HighlightsCredit Card Feature
Things We Like$20 cash back each year you get good grades
Our Least Favorite No 0% intro APR for balance transfers
Our Verdict Great card for 5% cash back in categories that change each quarter

Discover it® for Students is one of the most popular student credit cards as it lets you earn 5% cash rebates on changing categories of purchases (up to the quarterly maximum) when you activate this 5% bonus. You will earn 1% cash back on all your other purchases. Unlike a debit card, Discover it® for Students will help you build a credit history while you are in college; if you make purchases with it and pay your bills on time, you would build a good credit score over time, which is essential when you apply for loans or get a job in the future. In this Discover it® for Students review, one of the best credit cards for students in the US, we'll tell you what we like and dislike about this card.

Things We Like About Discover it® for Students

No annual fee for you or for any additional cardholders. No reward redemption fee either.

Get rewarded for your good grades. Earn $20 cash back each year your GPA is 3.0 or higher. To earn this cash back, you must indicate your current enrollment in college on your credit card application. You can earn this $20 cash back every year for up to the next 5 years as long as you're enrolled in school.

Earn 5% cash back for purchases you make (up to the quarterly maximum of $1,500) in categories that change throughout the year, such as gas, restaurants,, and more. This is one of the best benefits of Discover it® for Students. Keep in mind that you must enroll (it's free and easy) for the 5% program each quarter! If you spend above the quarterly maximum ($1,500), the excess will automatically earn 1% cash back.

Here is the cashback calendar for 2017

January-March: Gas Stations, Ground Transportation and Wholesale Clubs.
April-June: Coming Soon.
July-September: Coming Soon.
October-December: Coming Soon.

Earn unlimited 1% cash back on all eligible purchases every year. You will get 1% cash back for every purchase you make.

Cashback Match is an awesome benefit in which Discover will give you a dollar-for-dollar match of all the cash back rewards you've earned at the end of your first year. This is done automatically and is only for new cardmembers. Discover states that this promotional offer may not offered in the future, so if you want to take advantage of the Cashback Match, apply for Discover it® for Students while this offer is still available!

Redeem your Cashback Bonus for merchandise, gift cards, e-certificates or cold hard cash. If you prefer cash, you can redeem for cash that will be credited to your account with your Cashback Bonus balance as an electronic deposit or statement credit, and you can redeem any amount at any time you like.

Rebates don't expire and there is no limit as to how much you can earn with them. However if your account is closed for any reason or inactive for 18 consecutive months, your rebates will be forfeited.

Freeze It® on/off switch. You can now freeze and unfreeze your account in seconds to prevent new purchases, cash advances and balance transfers. It only takes a few seconds and you can do it online or through Discover's mobile app.

Talk to a real U.S. based customer service representative when you call their hotline. This is probably the reason why Discover consistently ranks high for their customer service.

Free FICO® credit score online and on your monthly statements. Track your recent FICO® credit score for free in one chart on your monthly statements or online. This is a great way to stay on top of your credit.

Choose from different card designs. With many designs to choose from, there's probably one that fits your style.

Receive account alerts if unusual activity takes place in your account. You will be alerted by phone, text or email if unusual activity takes place. Your account is monitored every day and each time you make a purchase, and you won't be responsible for unauthorized purchases on your Discover card.

Free text alerts when your payment is due will help avoid making late payments on your card. And the free mobile app will make it easier for you to check your account on the go.

No foreign transaction fee. You won't have to pay any foreign transaction fee when using this card.

No late fee charges on your first late payment. After that, up to $35. Paying late won't increase your APR and there are no overlimit fees.

0% introductory APR on purchases for the first 6 months. After that, the standard variable purchase APR will be 13.49% - 22.49% variable APR, based on your creditworthiness.

Click "Apply Now" to see rewards, rates, FICO® Credit Score terms & other information.

Our Least Favorite Things About Discover it® for Students

No 0% intro APR for balance transfers. But there is still an intro offer: 10.99% intro APR for balance transfers for the first 6 months. After this introductory period to pay off balances transferred to this card, you'll have a 13.49% - 22.49% variable APR on balance transfers based on your creditworthiness.

How Other Cards Compare With Discover it® for Students

Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
Intro APR:0% intro APR for 7 months on Purchases*
Regular APR:15.99% - 25.99%* (Variable)
Annual Fee:No annual fee
Credit Required:Good

Discover it® for Students is, in our opinion, the most powerful cash back credit card for students that you can get.

Discover it® for Students is a good choice of credit card if you want to earn cash back rewards and track recent FICO® credit scores for free online and on monthly statements. As long as you pay in full every month on time, you won't incur any interest charges. This card has a promotion for new sign-ups: Discover will automatically give you a dollar-for-dollar match of all the cash back you've earned at the end of your first year and apply them to your account in the following one or two billing periods.

One of the best features this card is the fact that if you are a good student, you can be rewarded with $20 cash back each year (up to the next 5 years) in which your GPA is 3.0 (or higher). You also get 0% intro APR on purchases for 6 months, so if you plan to buy something and then pay it off within the first 6 months, you can do so interest-free.

If you are financially responsible enough to pay off your balances in full each month, and would like to take advantage of your college years to start building your credit history, then you should apply for Discover it® for Students.

This card offer is no longer available through! However, click here to check out our best rated Student Credit Cards.