Hilton Honors American Express Ascend Card, a GET.com advertiser, is a hotel credit card that comes packed with Hilton benefits in addition to general travel perks. As one of the top hotel credit cards on the market, it gives you points for purchases you make with participating hotels or resorts within the Hilton Portfolio as well as purchases made at gas stations, restaurants, supermarkets in the United States and all other eligible purchases. This may be the card for you if you enjoy traveling and you tend to stay at Hilton properties each time you are on the road. It has a $95 annual fee.
|Credit Card||Features||Intro APR||Regular APR||Annual Fee||Why we like it||We least like||Credit Required||Related links|
Hilton Honors American Express Ascend Card
|Related Links Read our review of Hilton Honors American Express Ascend Card or view more details of Hilton Honors American Express Ascend Card. See more American Express credit cards.|
Here, GET.com provides answers to key questions about how Hilton Honors American Express Ascend Card works and what it offers.
Questions And Answers For Hilton Honors American Express Ascend Card
Answer: Yes, this Card has a welcome offer that lets you earn 125,000 Hilton Honors Bonus Points after you spend at least $2,000 in purchases with your new Card within the first 3 months of Card Membership.
Answer: Absolutely. This Card rewards you on all your spending. Hilton Honors American Express Ascend Card lets you earn 12X Hilton Honors Bonus Points for each dollar spent on eligible purchases with your Card made directly at a participating hotel or resort within the Hilton Portfolio (including bookings and incidental charges like those made at restaurants, spas, and other establishments at the hotel or resort); 6X Hilton Honors Bonus Points for each dollar of eligible purchases spent on your Card at U.S. restaurants, U.S. supermarkets, and at U.S. gas stations; and 3X Hilton Honors Bonus Points on all other eligible purchases.
Answer: Yes. Hilton Honors American Express Ascend Card lets you earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. Your Weekend Night Reward will be issued to you in the form of a redeemable code and sent via an email from Hilton Honors to the email address listed on your Hilton Honors account. You can redeem your Weekend Night Reward for one weekend night standard accommodation, double occupancy, subject to availability, at properties in the Hilton portfolio, with the exception of those that are listed at HiltonHonors.com/weekendreward.
What's more, this Card lets you enjoy complimentary Hilton Honors Gold status. If you are a big spender and you spend $40,000 on eligible purchases on your Card in a calendar year, you can earn Hilton Honors Diamond status through the end of the next calendar year. With elite Gold or Diamond Hilton Honors status, you will earn even more points per $1 spent on stays, enjoy exclusive perks such as Unlimited Milestone Bonuses, Space-Available Room Upgrades, Continental Breakfast at all Hilton Portfolio Hotels & Resorts on every stay when you book directly with Hilton. Terms and conditions apply.
Additionally, Hilton Honors American Express Ascend Card provides you with benefits such as fraud protection, extended warranty, return protection, purchase protection, exclusive entertainment access, travel accident insurance, car rental loss and damage insurance, 24/7 global assistance, and complimentary Priority Pass™ Select membership that gives you access to more than 1,000 airport lounges worldwide. Cardmembers of Hilton Honors American Express Ascend Card can enjoy 10 free lounge visits each year once enrolled. Terms and conditions apply.
Answer: Yes, this Card has a $95 annual fee.
Answer: Yes, this Card lets you enjoy international travel without additional fees on purchases made abroad in foreign currencies. It has no foreign transaction fees.
Answer: Hilton Honors American Express Ascend Card does not offer a low introductory APR for purchases and balance transfers. It has a 17.74%-26.74% variable APR for purchases and balance transfers, based on your creditworthiness and other factors as determined at the time of account opening. However, this doesn't necessarily mean that it's not a good Card for purchases, quite the contrary! Since this Card rewards you on your purchases, in order to fully benefit from it, just make sure to pay off your balance in full by the due date to avoid having to pay the ongoing purchase APR and start accumulating rewards.
Answer: No, you do not want to use Hilton Honors American Express Ascend Card to get cash from the ATM as it has a 27.24% variable cash advance APR along with a cash advance fee of either $5 or 3% of the amount of each cash advance, whichever is greater.
Answer: Your Hilton Honors Points will not expire so long as you take at least one of the following actions within a 12 consecutive month period: (i) stay at a hotel within the Hilton Portfolio pursuant to the terms herein; (ii) earn Hilton Honors Points through any third party source of Hilton Honors Point accumulation, including a Hilton co-branded credit card, pursuant to its terms; (iii) purchase Hilton Honors Points; or, (iv) donate Points through The Hilton Honors Giving Back Program. Bottom line, your Hilton Honors account must be active and in good standing.
Answer: Unfortunately, the answer is yes. On top of a late payment penalty fee of up to $38, a 29.99% variable penalty APR may be applied to new transactions on your account if you make one or more late payments or if your payment is returned by the bank. A penalty fee of up to $38 applies for returned payment, too. Once the penalty APR is applied, it will apply for at least 6 months.
Answer: Nope, this Card is reserved for people with excellent/good credit. You may want to consider other credit cards if you have fair credit at the moment.
Answer: No, Hilton Honors American Express Ascend Card does not give you unlimited access to your credit score unlike some other credit cards on the market. That said, it is important to be responsible and monitor your own credit score.
Answer: Hilton Honors American Express Ascend Card is best suited for the individual who travels and stays at Hilton properties regularly even though this Card rewards you on all eligible purchases charged to the Card, including everyday purchases like those made at gas stations, restaurants and supermarkets. It comes with a generous host of exclusive Hilton perks such as complimentary Hilton Honors Gold status and Weekend Night Reward.
Also, it offers an array of general travel benefits such as fraud protection, extended warranty, return protection, purchase protection, exclusive entertainment access, travel accident insurance, car rental loss and damage insurance, 24/7 global assistance, and complimentary Priority Pass™ Select membership.
While it has a $95 annual fee, this fee could be well worth paying for since the perks you get to enjoy are very useful and valuable. This Card has no foreign transaction fees, so you can expect to save a lot if you tend to spend in foreign currencies. New Cardmembers can earn 125,000 Hilton Honors Bonus Points after spending $2,000 or more in purchases with their new Card within the first 3 months of Card Membership.
More about Hilton Honors American Express Ascend Card:
Read Our Hilton Honors American Express Ascend Card Review
10 Best Credit Cards In 2018
Best Hotel Credit Cards In 2018
Best Travel Credit Cards To Get In 2018
Best Credit Cards With Bonus Offers 2018