Hilton Honors American Express Ascend Card, a GET.com advertiser, is a hotel credit card that comes packed with Hilton benefits in addition to general travel perks. As one of the top hotel credit cards on the market, it gives you points for purchases you make with participating hotels or resorts within the Hilton Portfolio as well as purchases made at gas stations, restaurants, supermarkets in the United States and all other eligible purchases. This may be the card for you if you enjoy traveling and you tend to stay at Hilton properties each time you are on the road. It has a $95 annual fee.

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Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

APPLY NOWAt American Express' secure website
  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

17.74%-26.74% Variable

$95

Good, Excellent

Here, GET.com provides answers to key questions about how Hilton Honors American Express Ascend Card works and what it offers.

Apply for Hilton Honors American Express Ascend Card at the official American Express website

Frequently Asked Questions About Hilton Honors American Express Ascend Card
Do I get a welcome bonus if I go for this card?
Is this a good rewards credit card?
Do I get any special benefits from this card?
Does this card have an annual fee?
Is this a good card for international spending?
Is this card good for purchases?
Is this card good for taking cash out of the ATM?
Will my rewards points expire?
Is there a penalty if I pay late?
Can I get this card even if I have bad credit?
Do I get access to my credit score?
Who is this card for?

Questions And Answers For Hilton Honors American Express Ascend Card

Question: Do I get a welcome bonus if I go for this card?

Answer: Yes, this Card has a welcome offer that lets you earn 125,000 Hilton Honors Bonus Points after you spend at least $2,000 in purchases with your new Card within the first 3 months of Card Membership.

Question: Is this a good rewards credit card?

Answer: Absolutely. This Card rewards you on all your spending. Hilton Honors American Express Ascend Card lets you earn 12X Hilton Honors Bonus Points for each dollar spent on eligible purchases with your Card made directly at a participating hotel or resort within the Hilton Portfolio (including bookings and incidental charges like those made at restaurants, spas, and other establishments at the hotel or resort); 6X Hilton Honors Bonus Points for each dollar of eligible purchases spent on your Card at U.S. restaurants, U.S. supermarkets, and at U.S. gas stations; and 3X Hilton Honors Bonus Points on all other eligible purchases.

Question: Do I get any special benefits from this card?

Answer: Yes. Hilton Honors American Express Ascend Card lets you earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. Your Weekend Night Reward will be issued to you in the form of a redeemable code and sent via an email from Hilton Honors to the email address listed on your Hilton Honors account. You can redeem your Weekend Night Reward for one weekend night standard accommodation, double occupancy, subject to availability, at properties in the Hilton portfolio, with the exception of those that are listed at HiltonHonors.com/weekendreward.

What's more, this Card lets you enjoy complimentary Hilton Honors Gold status. If you are a big spender and you spend $40,000 on eligible purchases on your Card in a calendar year, you can earn Hilton Honors Diamond status through the end of the next calendar year. With elite Gold or Diamond Hilton Honors status, you will earn even more points per $1 spent on stays, enjoy exclusive perks such as Unlimited Milestone Bonuses, Space-Available Room Upgrades, Continental Breakfast at all Hilton Portfolio Hotels & Resorts on every stay when you book directly with Hilton. Terms and conditions apply.

Additionally, Hilton Honors American Express Ascend Card provides you with benefits such as fraud protection, extended warranty, return protection, purchase protection, exclusive entertainment access, travel accident insurance, car rental loss and damage insurance, 24/7 global assistance, and complimentary Priority Pass™ Select membership that gives you access to more than 1,000 airport lounges worldwide. Cardmembers of Hilton Honors American Express Ascend Card can enjoy 10 free lounge visits each year once enrolled. Terms and conditions apply.

Question: Does this card have an annual fee?

Answer: Yes, this Card has a $95 annual fee.

Question: Is this a good card for international spending?

Answer: Yes, this Card lets you enjoy international travel without additional fees on purchases made abroad in foreign currencies. It has no foreign transaction fees.

Question: Is this card good for purchases?

Answer: Hilton Honors American Express Ascend Card does not offer a low introductory APR for purchases and balance transfers. It has a 17.74%-26.74% variable APR for purchases and balance transfers, based on your creditworthiness and other factors as determined at the time of account opening. However, this doesn't necessarily mean that it's not a good Card for purchases, quite the contrary! Since this Card rewards you on your purchases, in order to fully benefit from it, just make sure to pay off your balance in full by the due date to avoid having to pay the ongoing purchase APR and start accumulating rewards.

Question: Is this card good for taking cash out of the ATM?

Answer: No, you do not want to use Hilton Honors American Express Ascend Card to get cash from the ATM as it has a 27.24% variable cash advance APR along with a cash advance fee of either $5 or 3% of the amount of each cash advance, whichever is greater.

Question: Will my rewards points expire?

Answer: Your Hilton Honors Points will not expire so long as you take at least one of the following actions within a 12 consecutive month period: (i) stay at a hotel within the Hilton Portfolio pursuant to the terms herein; (ii) earn Hilton Honors Points through any third party source of Hilton Honors Point accumulation, including a Hilton co-branded credit card, pursuant to its terms; (iii) purchase Hilton Honors Points; or, (iv) donate Points through The Hilton Honors Giving Back Program. Bottom line, your Hilton Honors account must be active and in good standing.

Question: Is there a penalty if I pay late?

Answer: Unfortunately, the answer is yes. On top of a late payment penalty fee of up to $38, a 29.99% variable penalty APR may be applied to new transactions on your account if you make one or more late payments or if your payment is returned by the bank. A penalty fee of up to $38 applies for returned payment, too. Once the penalty APR is applied, it will apply for at least 6 months.

Question: Can I get this card even if I have bad credit?

Answer: Nope, this Card is reserved for people with excellent/good credit. You may want to consider other credit cards if you have fair credit at the moment.

Question: Do I get access to my credit score?

Answer: No, Hilton Honors American Express Ascend Card does not give you unlimited access to your credit score unlike some other credit cards on the market. That said, it is important to be responsible and monitor your own credit score.

Question: Who is this card for?

Answer: Hilton Honors American Express Ascend Card is best suited for the individual who travels and stays at Hilton properties regularly even though this Card rewards you on all eligible purchases charged to the Card, including everyday purchases like those made at gas stations, restaurants and supermarkets. It comes with a generous host of exclusive Hilton perks such as complimentary Hilton Honors Gold status and Weekend Night Reward.

Also, it offers an array of general travel benefits such as fraud protection, extended warranty, return protection, purchase protection, exclusive entertainment access, travel accident insurance, car rental loss and damage insurance, 24/7 global assistance, and complimentary Priority Pass™ Select membership.

While it has a $95 annual fee, this fee could be well worth paying for since the perks you get to enjoy are very useful and valuable. This Card has no foreign transaction fees, so you can expect to save a lot if you tend to spend in foreign currencies. New Cardmembers can earn 125,000 Hilton Honors Bonus Points after spending $2,000 or more in purchases with their new Card within the first 3 months of Card Membership.

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