The Platinum Card® from American Express, a GET.com advertiser, is a charge card that rewards big spenders with exceptional travel privileges and rewards. While it has a hefty $550 annual fee that makes most people shudder, it's a prestigious Card that offers a generous array of benefits and perks with amazing value that adds up. People who travel a lot in particular will appreciate what The Platinum Card® from American Express has to offer.

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The Platinum Card<sup>®</sup> from American Express

The Platinum Card® from American Express

APPLY NOWAt American Express' secure website
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
APPLY NOWAt American Express' secure website

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$550

Why we like it
  • Rewards program.
  • Platinum benefits.
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
We least like
  • Annual fee.
Excellent/Good

Here, GET.com provides answers to key questions about how The Platinum Card® from American Express works and what it offers.

Apply for The Platinum Card® from American Express at the official American Express website

Frequently Asked Questions About The Platinum Card® from American Express
Do I get a welcome bonus if I go for this card?
Is this a good rewards card?
Do I get any special benefits from this card?
Does this card have an annual fee?
Is this a good card for international spending?
Is this card good for purchases?
Will my rewards points expire?
Is there a penalty if I pay late?
Can I get this card even if I have bad credit?
Do I get access to my credit score?
Who is this card for?

Questions And Answers For The Platinum Card® from American Express

Question: Do I get a welcome bonus if I go for this card?

Answer: Yes, The Platinum Card® from American Express comes with a welcome offer that lets you earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months of Card Membership beginning from the date your account is approved. The 60,000 Membership Rewards® points will be credited to your Membership Rewards® account within 8-12 weeks after you meet the $5,000 spend requirement. Keep in mind that the welcome bonus offer is not available to you if you already have or have had this Card.

Question: Is this a good rewards card?

Answer: Yes, The Platinum Card® from American Express lets you earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X Membership Rewards® points on prepaid hotels booked on amextravel.com.

In addition, this Card lets you earn 1 Membership Rewards® point for every dollar you spend on all other eligible purchases. The more you use your Card, the more points you will earn. This makes it rewarding for you to use your Card to make everyday purchases like dining, groceries, gas, etc.

Eligible travel purchases that let you earn 5X Membership Rewards® points include the following types of purchases made on amextravel.com: Scheduled flights, prepaid hotel purchases (including hotels and flight+hotel packages), minus returns and other credits.

Keep in mind that private jet flights, charter flights, flights that are part of travel packages, tours, or cruises, and flights booked via the phone through American Express Travel on airlines that do not accept American Express are not considered eligible purchases that let you earn 5X Membership Rewards points. Hotel reservations made or modified directly with the hotel provider are not eligible for 5X points either.

Take note that eligible air and hotel purchases do not include travel purchases such as non-prepaid hotels, hotel group reservations or events, car rental or cruise purchases, ticketing service or other fees, interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Other terms apply.

Question: Do I get any special benefits from this card?

Answer: As a premium credit card, The Platinum Card® from American Express offers a host of amazing perks and benefits. Here are some of the main highlights: Get a $200 airline fee credit per calendar year; up to $200 in annual Uber savings; either a $100 fee credit for Global Entry membership once every 4 years or an $85 fee credit for TSA Pre✓® membership once every 4 years; complimentary benefits with an average total value of $550 with FINE HOTELS & RESORTS; access to more than 1,100 airport lounges across 120 countries and counting; Hilton Honors Gold status; Starwood Preferred Guest Gold status; Exclusive The Hotel Collection perks when you book your stay with American Express Travel and stay a minimum of two consecutive nights; complimentary membership in premium car rental programs (including special upgrades and discounts); travel accident insurance; extended warranty; return protection; purchase protection; car rental loss and damage coverage; exclusive access to reservations and extraordinary experiences at restaurants along with opportunities to meet some of your favorite chefs at exclusive culinary events with the Global Dining Collection; specially curated By Invitation Only® experiences; preferred seating and pre-sales for concerts, sports and entertainment events; access to Platinum Card Concierge; 24/7 premium global assistance; complimentary access to unlimited WiFi at more than a million Boingo hotspots worldwide; DEPARTURES magazine; InCircle® Point Cards; the ability to transfer points to participating frequent flyer programs; the flexibility of using your points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment. Terms apply.

What's more, you can add a complimentary Additional Gold Card to your Platinum Card® Account and earn Membership Rewards® points for all eligible purchases made by your Additional Card Member(s). This helps you earn and accumulate points faster. Terms apply.

Question: Does this card have an annual fee?

Answer: Yes, this Card has a $550 annual fee. Considering all the robust perks and benefits that you get to enjoy with your Card, the hefty fee could be worth paying if you travel frequently and take advantage of the premium benefits that this Card offers.

Question: Is this a good card for international spending?

Answer: Yes, no matter where in the world you are traveling, The Platinum Card® from American Express is a good card to reach for when making international purchases as it has no foreign transaction fees. This benefit also helps you avoid paying foreign transaction fees on online purchases made in currencies other than the US dollar - great for those who shop online from international stores on the regular.

Question: Is this card good for purchases?

Answer: Yes, first of all, you pay no interest because this is a Charge card. You can take full advantage of the Card's reward-earning potential by using it regularly as The Platinum Card® from American Express lets you earn points on all your eligible purchases. Here's how it works: Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel; 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X Membership Rewards® point on all other eligible purchases. Terms apply.

Question: Will my rewards points expire?

Answer: No, your rewards points do not have an expiration date so there is no rush for you to redeem your points. Just make sure that your account is open, active and in good standing.

Question: Is there a penalty if I pay late?

Answer: Yes, a late payment fee of up to $38 will apply if you do not pay your bill on time.

Question: Can I get this card even if I have bad credit?

Answer: No, The Platinum Card® from American Express is reserved for people with excellent/good credit. You may want to consider applying for other cards if you do not have the required credit score at the moment.

Question: Do I get access to my credit score?

Answer: No, The Platinum Card® from American Express does not offer complimentary access to your credit score. Nonetheless, it is important that you take the initiative to monitor your own credit score from time to time.

Question: Who is this card for?

Answer: The Platinum Card® from American Express could be the card for you if you travel frequently and if you're looking for a premium charge card that comes loaded with benefits and perks. This charge card from American Express offers exceptional travel privileges and rewards, in addition to letting you earn rewards points on all eligible spending. It also lets you earn 60,000 Membership Rewards® points when you spend at least $5,000 in your first three months from the date of account approval.

This Card lets you earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel; 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1 Membership Rewards® point for every dollar you spend on all other eligible purchases.

Your points do not have an expiration date and there is no limit to how many points you can earn. You can redeem your points in a myriad of ways, such as transferring them to participating frequent flyer programs or exchanging for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.

Besides letting you save money on foreign transaction fee charges since it has no foreign transaction fees, The Platinum Card® from American Express gives you $200 airline fee credit per calendar year; up to $200 in annual Uber savings; up to $100 fee credit for Global Entry or TSA Pre✓® membership once every 4 years; VIP airport lounge access worldwide; benefits with FINE HOTELS & RESORTS worth approximately $550; Starwood Preferred Guest Gold Status; Hilton Honors Gold status; extended warranty; travel accident insurance; return protection and more. Terms apply.

While this Card has a $550 annual fee, the overall value that you can get with The Platinum Card® from American Express may be well worth it, especially if you are someone who travels regularly since it offers a host of exclusive premium privileges related to travel.

More about The Platinum Card® from American Express:
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