HighlightsCredit Card Feature
Things We LikeEarn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
Our Least Favorite $0 introductory annual fee for the first year, then $95
Our Verdict Great card for earning points on Starwood purchases

Rates & Fees Terms Apply

  • Our Rating:
  • 4.00/5
  • Your Rating:
Rate This Card

The Starwood Preferred Guest® Business Credit Card from American Express from American Express, a GET.com advertiser, is a good choice of card for business owners who like staying at Starwood Hotels & Resorts worldwide (including Sheraton, Westin, Le Meridien, St Regis, and more), and want a card that lets you earn Starpoints® on Starwood purchases as well as everyday purchases which you can redeem for hotel stays or air tickets.

Here I'll do a detailed review of the Starwood Preferred Guest® Business Credit Card from American Express, and tell you how we rate this SPG Business card.


Credit CardFeaturesIntro APRRegular APRAnnual FeeWhy we like itWe least liket_cc_credit_requiredRelated links
Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card from American Express

APPLY NOWAt American Express' secure website
Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express
  • Our Rating:
  • Our Rating:
  • 4.00/5
  • Your Rating:
Rate This Card
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
  • Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
APPLY NOWAt American Express' secure website

N/A

15.99% - 19.99% Variable

$0 introductory annual fee for the first year, then $95

Why we like it
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights.
We least like
  • No introductory low APR available.
Good/Excellent

Things We Like About Starwood Preferred Guest® Business Credit Card from American Express

$0 introductory annual fee for the first year, then $95. During the first year of card membership, you will enjoy all the benefits this card has to offer for $0! After the first year, you'll have to pay an annual fee of $95.

Earn up to 25,000 bonus Starpoints®. After you use your Card to make $5,000 in purchases within the first 3 months after opening your new account you can earn 25,000 bonus Starpoints.

Earn 1 Starpoint for every $1 you spend on all other eligible purchases and up to 2 Starpoints for eligible purchases at resorts and hotels in the SPG® program. You will earn 2 Starpoints for each dollar of eligible purchases charged directly with hotels and resorts that are participating in the SPG® program. You will also receive one point for every $1 spent on all other eligible purchases.

Redeem Starpoints for hotel nights. at more than 1,300 Starwood hotels and resorts in over 100 countries, including Sheraton, W Hotels, Westin, Aloft, Element, St. Regis, Le Meridien and more. With no blackout dates, in our opinion, you'll find it a breeze to redeem your Starpoints for Award Nights. You can redeem for weekend nights at a Category 1 or 2 hotel with as few as 2,000 points. If you like staying at the Starwood chain of hotels and resorts around the world, and like to get hotel stays as rewards, this benefit may appeal a lot to you. (Some hotels and resorts have mandatory service charges).

No foreign transaction fees on international purchases you make with this card. That can save you a lot of money if you travel outside of the US frequently and make payments in foreign currencies.

Unlimited Boingo Wi-Fi on a complimentary basis at more than 1,000,000 Boingo hotspots worldwide. Just enroll to enjoy this free internet access.

Use Starpoints to fly to your next destination. With your points, you can use SPG Flights to redeem flights on more than 150 airlines without blackout dates.

Transfer points to frequent flyer programs. Have you got an airline frequent flyer account? If you do, you can set up a direct deposit and transfer your points to nearly 30 frequent flyer programs, mostly on a 1:1 basis. Plus, you'll get 5,000 Bonus Starpoints when you transfer 20,000 Starpoints to a frequent flyer program!

Starpoints can also be redeemed for gift cards. If you don't want to redeem your points for hotel nights, you can redeem them for gift cards. Just 5,000 Starpoints can get you up to a $50 gift card at participating retail and entertainment merchants.

Get 5 night and 2 stay credits toward SPG elite status every year. This is another benefit offered to new sign-ups. Once you are approved for this card and by February 15 of each subsequent calendar year you have the card, you will get credit for 5 night and 2 stays toward your Starwood Preferred Guest Elite status. Note that these are not actual free nights that you can use.

Online expense management tools. These online expense management tools are very useful, especially for a business or company, since these tools can be customized to track charges on your business card and you can use them to monitor your company's expenses closely.

Security services . To make you feel more secure, this card also comes with purchase protection, return protection, dispute resolution, emergency card replacement, and many other benefits.

Travel insurance. If you travel often, you'll be happy to know that this card also comes with travel-related benefits such as travel accident insurance, car rental loss or damage insurance, etc.

Extended warranty. When you purchase eligible items with this business credit card, you may get an extended warranty.

Year-end summary. At the end of every year, to help you better organize your accounts, taxes and budget for the upcoming year, you can get an itemized report of all your spending that current year.

Terms and conditions apply


Our Least Favorite Things About Starwood Preferred Guest® Business Credit Card from American Express

After the first year, you will have to pay an annual fee. After the first year of benefiting from the $0 introductory annual fee, you will have to pay an annual fee of $95. In our opinion, this $95 annual fee is very reasonable considering all the reward points you could gain from your everyday business spending and Starwood savings.

If you like staying at the Starwood chain of hotels and resorts, and like getting hotel stays as a reward, the Starwood Preferred Guest® Business Credit Card from American Express is a good choice of card for you.

I would highly recommend this card since it gives you points whenever you spend on your card: you earn up to 2 Starpoints per $1 spent directly on eligible Starwood purchases and 1 Starpoint per $1 spent on all other eligible purchases. You can accumulate your points to later redeem for hotel stays, flights or even transfer to your airline frequent flyer program on a mostly 1:1 basis.

Additionally, you can earn up to 25,000 bonus Starpoints after spending $5,000 on purchases in your first 3 months.

You'll also get to enjoy many benefits which will be very useful for your business. You can track your business expenses closely with their online tools, receive year-end summaries and more. You'll also get many travel-related benefits such as insurance coverage and wi-fi access. All in all, the Starwood Preferred Guest® Business Credit Card from American Express is, in our opinion, a good choice of card for business owners who like staying at the Starwood chain of hotels.

Click here to go to the official American Express website to apply online for Starwood Preferred Guest® Business Credit Card from American Express now.