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HighlightsCredit Card Feature
Things We Like$20 statement credit each year you get good grades
Our Least Favorite No 0% intro APR on balance transfers
Our Verdict Great card for 2% cash back at gas stations and restaurants

Discover it® Student chrome is a cash back credit card from Discover with no annual fee. This card gives you 2% cash back when you shop at gas stations and restaurants, up to a quarterly cap of $1,000 in combined purchases. You get 1% cash back on all other purchases. This is a lot more than most student cards offer. Along with this excellent cash back, you get a 0% on purchases for 6 months, with a 15.24% - 24.24% variable APR after that. If you're a student looking for a credit card that will let you earn cash back on your purchases while helping you build a credit history, read on! Discover it® Student chrome may just be that card.

Things We Like About Discover it® Student chrome

No annual fee. You don't pay a yearly fee for this card, so rebates earned are pure savings.

Up to 2% cash back on purchases. You get 1% cash back on all purchases, and 2% cash back when you shop at gas stations and restaurants (up to $1,000 spent per quarter in combined purchases). After that cap you still get 1% cash back as with all other purchases. Cash back doesn't expire and can be redeemed at any time starting at any amount.

Good Grades Rewards. Each school year your GPA is equal or above 3.0 you will receive $20 statement credit for up to the next 5 years. So if you're a good student you could earn as much as $100 statement credit if you use this card.

Cashback MatchTM at the end of your first year. Discover will automatically match all the cash back you've earned at the end of your first year. This offer is only for new cardmembers.

0% on purchases for 6 months. With this card you will enjoy 0% on purchases for 6 months, 15.24% - 24.24% variable APR after that. If you make a large purchase you can pay off the credit over this intro period without paying interest.

View your recent FICO® credit score for free in an easy-to-read chart, both on monthly statements & online. With this helpful perk you can work on improving your score over time by keeping track of it. Having a high credit score can affect your life for the better in significant ways - it can even help you get a better job since many employers check a candidate's credit score before hiring!

No foreign transaction fee. When you make purchases or shop at online merchants outside the U.S. you won't be charged an additional foreign transaction fee. And if you travel abroad you will especially benefit from not paying any foreign transaction fees on your purchases.

Fraud protection. Discover monitors card transactions and alerts you if any unusual payments or transactions are made.

$0 fraud liability guarantee. You will never be held responsible for unauthorized purchases on your card. If it's determined that your card was used fraudulently you will not be held responsible for transactions made.

U.S. based 24-hour customer service. If outsourced customer service or talking to machines has left you lost in translation, you'll appreciate the 24/7 support offered by Discover, where you will always be able to talk to a customer service agent based in the United States.

Use your Cashback Bonus to shop at Amazon.com. Use your rewards instantly at Amazon.com and pay with your cash back ($1 cash back = $1 at checkout). When you're ready to check out after shopping on Amazon.com simply select your Discover card, apply your available Cashback Bonus towards the purchase and click "Apply" to place your order.

Online and mobile applications. Online and mobile applications let you easily make payments and even freeze your card with just a few clicks or taps. For example, you can use the Freeze It® on/off switch to prevent any new purchases, cash advances or balance transfers from being made on your misplaced card in seconds using the mobile app or online.

No penalty APR. Making a late payment will not increase your APR, but make your payments on time to avoid paying interest and the late payment fee up to $37 (waived for your first late payment).

Our Least Favorite Things About Discover it® Student chrome

No 0% intro APR on balance transfers. However, there is a balance transfer intro APR of 10.99% for 6 months from the date of the first balance transfer (this offer applies for transfers that post to your account by November 10, 2018). After the intro period, there will be a 15.24% - 24.24% variable APR, depending on your creditworthiness. A 3% balance transfer fee of each balance transferred applies.

Not as widely accepted. Discover is not as widely used outside of the U.S. as Visa and MasterCard. But, it is accepted at more then 9 million merchants within the United States, so unless you do a lot of traveling abroad, this shouldn't be a problem.

How Other Cards Compare With Discover it® Student chrome

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
Intro APR:N/A
Regular APR:26.96% (Variable)
Annual Fee:$0
Credit Required:Average, Fair, Limited
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
Intro APR:0% Intro APR on purchases for 7 months
Regular APR:16.74% - 26.74% (Variable)
Annual Fee:No annual fee
Credit Required:Good

Discover it® Student chrome is a rewarding cash back student credit card to use if you frequently spend money at gas stations and restaurants.

Discover it® Student chrome lets you earn cash back on all your purchases. Unlike other cards that offer cash back in rotating categories, this credit card rewards you with 2% cash back when you spend at gas stations and restaurants year round (with a quarterly cap of $1,000 in combined purchases), and 1% cash back on all other purchases as well as those exceeding the cap. You also get a 0% on purchases for 6 months (15.24% - 24.24% variable APR after that). I would recommend Discover it® Student chrome if you're looking for a no annual fee card that earns a good amount of cash back on everyday spending.

This card offer is currently unavailable through GET.com! However, check out our Best Credit Cards